Car Loan Repayment Calculator

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Before applying for a car loan, you should know all of your options. Our car loan repayment calculator can help you decide which loan is best for you.

Why should you compare loans before applying?

For most people, having a car for personal use is an absolute necessity; from running daily errands to commuting to work to travelling, owning a car can save a lot of time and money. However, it’s typically unrealistic to buy a car outright without a loan.

There are so many different lenders to choose from that it might feel overwhelming at first to choose the right one. Depending on your personal financial circumstances, you might need different things out of your loan than other borrowers might. That’s why it’s so important to compare various loans from different lenders before deciding to apply to just one. There’s nothing wrong with shopping around to find the perfect loan to suit your needs.

How can you find out what your repayments will be?

We have an easy-to-use car finance repayment calculator tool to help you figure out what your car loan will look like. Simply enter the amount you want to borrow, choose your loan term, let us know whether you want the vehicle for personal or commercial use and whether the car you’re looking for is used or new. Then our car repayment calculator will show you what your monthly repayment amount will be – as easy as that! You can also find out how much interest you’ll likely be charged on your loan with our car loan interest calculator.

Comparing car loans with our car loan repayment calculator

Once you’re ready to get the ball rolling on your car loan, our car repayment calculator tool helps you compare car loans from lenders across Australia. Being armed with this information will make it easier once you meet with a lender to work out what kind of loan works best for you.

Tips for securing a loan

Once you’ve looked at all of your car loan options and you’ve worked out what you need from a lender, it’s time to apply for the loan you want. Here are our tips for securing the loan:

  • Be honest with your lender. Your lender wants the full scope of your financial situation and why you need the loan. Being upfront with them will increase your chances of securing the loan.
  • Come prepared. Prepare all the necessary documents you’ll need for your application before you meet with a lender. This will make the process easier and faster.
  • Limit your applications. Submitting multiple loan applications might have negative impacts on your credit score. Comparing loans before applying for one is an easy way to make sure you’re submitting as few applications as possible.

Ready to get started? Calculate your loan now and use our handy comparison car loan repayment calculator tool to find the best car loan before you apply.

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Calculate Repayments

With a loan calculator you can work out what your repayments may be, how they can change with interest rates and how much you can borrow based on a weekly, monthly payment. Be armed for when you speak to your lender!

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Compare Loans

When ready, you will be able to compare loans to help you decide which is better suited to your needs! Assess what terms and figures will better help your situation and be fully prepared when you speak to your broker.